Debt collection in Poland is governed by laws such as the Civil Code and the Act on Payment Terms in Commercial Transactions. Businesses and individuals can enlist the services of debt collection agencies to recover outstanding payments. If informal methods fail, legal action can be pursued through the court system, potentially resulting in asset seizure or bank account garnishment. Consumer protection laws ensure that debtors' rights are respected during the collection process. Interest rates and additional costs on overdue payments are regulated by law, providing a framework for fair and lawful debt recovery practices.
More information by this link: https://www.grandliga.com/en/debt-collection-in-poland/